OpHealth Benefits for Participants

Why Should You Choose OpHealth?

The cost of healthcare continuously rises.  Medical and pharmacy costs have continued to outpace inflation and wages.  Co-pays and deductible amounts can add up quickly.  Even with full health coverage, you may find that your medical bills cause more stress than your health challenges. Supplemental health insurance is one way to help reduce the extra costs associated with serious illnesses. The best supplemental insurance policy is a plan that complements your current coverage and works when you need it the most. Employee supplemental benefits can reduce out-of-pocket medical expenses, while our healthcare cost mitigation services work to prevent future expenses.

At OpHealth Benefits, we have excellent plans for Participants.

Benefits

The most valuable supplemental insurance policy is a plan that complements your current coverage and works when you need it the most.

Supplemental Insurance

You may select from an array of products that will be the most beneficial to your current situation. Supplemental insurance products may include:

  • Hospital Indemnity
  • Permanent Life
  • Term Life
  • Critical Illness
  • Accident
  • Short Term Disability
  • Cancer
  • Telemedicine

Healthcare Cost Mitigation & Prevention

A healthy lifestyle is built on a multitude of small but challenging daily choices. Over time, these choices add up—one way or the other. OpHealth is here to make it easier for you to make healthy choices and meet your nutrition, fitness and personal health goals. Our program’s education and support promote healthy eating, boosted activity, reduced stress, and improved well-being.

Access to Medical Professionals

You will be provided access to consultations with licensed medical health professionals. These consultations aim to improve your health and mitigate future health risks.